Terms of Use

1. Services Provided

Premium Shop is a financial services comparison platform. We do not provide loans, credit, or financial services directly. We connect users with third-party financial providers based on publicly available information and user preferences.

2. User Responsibilities

• You must be 18 years or older and provide accurate, up-to-date information.
• You agree not to misuse, copy, or reverse-engineer any part of the platform.

3. Payment & Fees

Some features of the platform require payment (e.g. unlocking matched financial services). All payments are final and non-refundable unless stated otherwise.

4. Data Usage

By submitting personal information (e.g., name, ID number, phone), you consent to its use strictly for matching you to service providers and platform analytics.

5. Third-Party Links

We are not responsible for the content, terms, or performance of any third-party sites or apps linked from Premium Shop.

6. Changes

We may update these Terms at any time. Continued use of the platform after changes constitutes acceptance.